What is Viber Pay? Your Complete Guide to Seamless Mobile Payments

Still messaging your friends in one app and sending them money in another?

Viber Pay brings everything together, letting you send and receive money right inside your Viber chats. No switching apps, no entering bank details — just tap, send, done.

👉 Want to try it yourself? Activate your Viber Pay wallet now. It only takes a minute.

But what exactly is Viber Pay, and how can it make your everyday money moments simpler? Whether you’re splitting the bill, sending cash to family, or managing your finances on the go, this guide breaks it all down.

Beyond messaging: Introducing Viber Pay

Viber has long been your platform for connecting with others. Now, we extend that same ease and security to your finances with Viber Pay.

A closer look at how Viber Pay works

Viber Pay is a digital wallet and payment service built directly into your Viber app. It lets you send and receive money, manage transactions, and track funds without ever leaving your favourite messaging application. It’s designed to make money management as intuitive as sending a photo.

The evolution of Viber: From calls to cash

Viber’s journey is about enhancing connection. As digital needs evolved, so did we. Viber Pay is the natural next step. It extends the convenience and reliability you expect from Viber into your financial life.

Is Viber Pay right for you?

Viber Pay is for anyone using Viber who wants a simpler, faster, and more secure way to handle money. Whether you’re splitting a bill, sending funds to family, or simply prefer digital transactions, Viber Pay offers a solution. If you already use Viber, you’ll find Viber Pay instantly familiar.

How does Viber Pay work? Simple steps for sending and receiving money

Viber Pay is built for simplicity. If you can send a message on Viber, you can send money.

How to activate your Viber Pay wallet

To send or receive money, start by activating your Viber Pay wallet. This quick process links your payment method, such as a debit card, to your Viber account.

For a full walkthrough, read: Getting Started with Viber Pay: Your Step-by-Step Wallet Activation Guide.

Ready to get started? Activate your wallet now and start sending money straight from your chats.

How to send money in a chat

Sending money with Viber Pay feels just like sharing a photo:

  1. Open a Chat: Go to your conversation with the recipient.
  2. Tap the Wallet Icon: It appears within the chat window.
  3. Enter the Amount: Confirm and send.

That’s it. The money is sent directly from your Viber Pay wallet. If your wallet isn’t active yet, you’ll be prompted to activate it first. No IBANs or bank account numbers — just their Viber contact.

Receiving funds: Instant and effortless

When someone sends you money via Viber Pay, you get an instant notification. The funds go straight to your wallet. If your wallet isn’t active yet, you’ll be guided to set it up. Once activated, the money is ready to use.

Key features that make Viber Pay stand out

Viber Pay includes features designed for convenience, speed, and peace of mind.

Instant transfers: The speed you need

Viber Pay transactions happen in real time. Funds transfer instantly from your wallet to the recipient’s — no waiting for payments to clear. It’s ideal for urgent transfers.

Zero fees for wallet-to-wallet transfers

There are no fees when sending money between Viber Pay wallets. What you send is what they get. Your money goes further.

No bank details needed

Forget bank details. With Viber Pay, you only need the recipient’s Viber contact. This simplifies the process and helps protect your privacy.

No fees. No bank details. Just fast, secure payments. Activate your wallet today.

Integrated into your Viber app

Viber Pay lives inside the app you already use. No new logins or extra downloads. You can chat, then send money — all in one place.

Secure and reliable

Security is built-in. Viber Pay uses advanced encryption and fraud prevention tools to keep your data and funds safe.

Why Viber Pay changes how you manage money

Here’s how Viber Pay is redefining digital wallets.

Convenience at your fingertips

Your phone is your wallet. With Viber Pay, you can send and receive money anytime — without cash or a computer.

Seamless international payments

Send money to friends and family in any supported market, including Greece, Cyprus, Slovenia, Slovakia, Estonia, Lithuania, and Germany.

Take control of your money

Viber Pay keeps you in charge. With instant alerts and a clear transaction history, tracking your spending is simple.

The future of payments is here

Viber Pay brings together Viber’s global reach and smart financial technology. It’s fast, secure, and free for wallet-to-wallet transfers. Above all, it’s designed to simplify your financial life.

💡 You can activate your Viber Pay wallet at any time. Just tap the wallet icon in a chat and follow the steps.

Ready to make your money as mobile as your messages?

Skip the bank app. With Viber Pay, you can send and receive money in seconds — all from the app you already use to stay connected.

👉 Activate your Viber Pay wallet now